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HomePlaces To LiveThe 08 Most Affordable Places To Live In New Jersey

The 08 Most Affordable Places To Live In New Jersey

New Jersey can be an expensive place to live, but there are plenty of affordable places in the state for everyone. With a variety of great neighborhoods, the state has everything from beachfront to quiet suburbs to bustling cities that won’t break the bank.

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If you’re looking for a close-knit community, plenty of schools and amenities, great job market, and a cost of living that won’t hurt your wallet or bank account, this is the perfect place to call home. It scores a solid 108 on the cost of living index and has a median home value that’s less than $250,000, making it one of the most affordable cities in New Jersey.

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Haddon Heights

With a diverse economy, great schools and easy access to Philadelphia and Atlantic City, Haddon Heights is a popular choice for families and young professionals alike. Residents have the choice between single family homes and condos, with prices ranging from $150,000 to $650,000.

Places To Live In New Jersey
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The small town of Bellmawr in Camden County is a perfect combination of affordability, comfort, and convenience. It’s located just a short drive from Philadelphia and has an excellent job market, great schools, and some of the best house price to income ratios in New Jersey.


During Only in Your State’s 2015 survey, Clayton was listed as one of the most desirable suburbs for both growing families and young professionals. It’s also among the cheapest, with a median home price under $200,000 and an affordable rent that won’t break the bank.

Gloucester City #1

Gloucester City is a vibrant suburb south of Camden that offers several enjoyable sights, including Proprietors Park preserving its unique atmosphere or Paulsdale ideal for relaxation. It is also home to a marina and fishing pier.

Residents enjoy a small town community atmosphere, with a variety of unique eateries and neighborhood parks to explore. Additionally, it is located across the Delaware River from Philadelphia and is an excellent choice for families with young children.

Places To Live In New Jersey

There are plenty of affordable housing options to choose from in Gloucester City, New Jersey. Whether you’re looking for a cozy home with a yard, or a spacious apartment, you’ll find just what you’re searching for.

The median home price in Gloucester City is $170,300 and the average property value is up 15.6% over the past year. This makes it a great time to buy a home in the area! If you’re ready to take your search to the next level, connect with a local agent. They’ll help you with everything from finding your dream home to understanding your buying and selling power.

Weather13°C, Wind NE at 14 km/h
Population11,441 (2021)
Area7.15 km²
Elevation 7.01 m
ZIP Codes08030

Philipsburg #2

Located on the Delaware River, Phillipsburg offers an ideal setting for those seeking a rural atmosphere with access to urban luxuries. Its close-knit community ties the town together, with its historic downtown district occupied by quaint shops and restaurants.

The town is also home to a variety of special events, including the Ole Town Festival and Halloween Parade. Its growing base of small and mid-size businesses is enhancing its beauty, culture, tourism and recreational activities.

If you’re looking for an affordable place to live in New Jersey, consider the town of Philipsburg. The town is located in Warren County, and is home to a population of 14,950 people.

There are plenty of vacation rentals to choose from in and around Philipsburg, making it easy to find the perfect getaway for you and your loved ones. Whether you’re looking to enjoy the outdoors or relax with a movie on the couch, you can find a vacation rental in and near Phillipsburg that suits your needs.

A popular option is “New Luxury Log Cabin On 12+ Acres W,” which sleeps up to 8 guests and offers plenty of amenities, including a fireplace and a microwave oven. Alternatively, “Gorgeous Lakeview Retreat” is another great choice, with 2 bedrooms and a kitchenette.

Weather11°C, Wind E at 18 km/h
Population 15,291 (2021)
ZIP Code08865
Elevation91 m

Oaklyn #3

The borough of Oaklyn, New Jersey is one of the most affordable places to live in the state. It is a small community nestled close to the Delaware River and is only a short drive away from Philadelphia and other major East Coast cities.

It is home to a number of unique shops and restaurants, and there are plenty of scenic parks and trails for outdoor recreation. In addition, the borough boasts excellent public schools and a strong sense of community.

It is a highly desirable place to live and has become more affordable in recent years. The average price of homes has dropped significantly, and the median home cost is now around $255,400.

Weather13°C, Wind NE at 16 km/h
Population3,913 (2021)
Area181 ha
Area code Area code 856
Elevation7.92 m
Founded13 March 1905

Absecon #4

If you’re looking for a place to call home on the New Jersey shore, Absecon may be right for you. It’s known for its generous waterfront and relaxed, easygoing appeal. This small town offers plenty of options for shopping, dining, and entertainment.

It also boasts a great location, making it easy to access Atlantic City and the rest of the South Jersey coast. You’ll find a wide variety of housing options here, including single-family homes and condos.

There are both older and newer properties to choose from, so you’re sure to find something that suits your needs and budget. One of the most important things to consider when deciding on a place to live is whether it’s a good fit for you and your family.

You should check out neighborhood characteristics like crime, schools, daycares, and more. Another thing to look at is transit. If you’re a busy person who needs to get around easily, you’ll want to make sure you can find a neighborhood that’s well-connected to public transportation.

Weather14°C, Wind E at 16 km/h
Population9,136 (2021)
Area18.69 km²
Elevation 91 cm

Trenton #5

Trenton, New Jersey, is one of the most affordable places to live in New Jersey. According to 24/7 Wall St, the cost of living in this state capital is about $39,400 a year — far less than the average cost of living across the entire United States and considerably lower than the average cost of living in New Jersey.

Located in the heart of Mercer County, Trenton is home to a variety of restaurants and cultural attractions. It is also a short train ride from Philadelphia and New York City, making it an ideal destination for anyone looking to experience the excitement of the Mid-Atlantic while saving money.

The city was once a manufacturing hub, but racial tensions flared up when African Americans began moving to the area for World War II defense jobs. As a result, the population declined and the city’s economy began to decline. Many of the jobs that had once been central to the city’s economy went elsewhere, and many of the businesses that remained downtown closed down or moved out.

Weather12°C, Wind NE at 18 km/h
Area21.25 km²
Area code Area code 609
Neighborhoods Downtown, South Trenton, Chambersburg, MORE
Population90,457 (2021)

Pitman #6

If you’re looking for a small town with plenty of local businesses, Pitman may be the perfect choice for you. It offers a peaceful atmosphere, and is located near many parks and walking trails to enjoy. The cost of living in Pitman is very low when compared to other New Jersey cities and towns.

This is primarily due to the low property taxes paid in the area. A single adult can expect to spend an average of $39,892 on housing expenses each year in Pitman. This is lower than the average cost of housing in all of New Jersey and is about $1,500 less than the national average.

For families with children, the cost of child care is a big expense that can have an impact on overall spending. In Pitman, the average annual cost of child care for two children is $17,327 — about $1,500 less than the statewide average.

When it comes to health care, costs are also low in Pitman. The average cost of health care for a single adult in Pitman is $4,147 per year. This is similar to the statewide average of $4,273 and is lower than the national average of $4,266.

Weather13°C, Wind E at 16 km/h
Population 8,814 (2021)
Area5.853 km²
Elevation38 m
Founded 24 May 1905

Clayton #7

The cost of living in New Jersey is considered one of the most expensive states in the US, but there are still plenty of places where you can afford to live. Whether you’re looking for a quiet, suburban lifestyle or a convenient commute to Philadelphia and Atlantic City, Clayton offers everything you need at a reasonable price.

Clayton is a small town with lots of family-friendly amenities. It offers a wide range of parks, libraries, shopping malls and restaurants. It also has a vibrant entertainment scene with plenty of nightclubs, casinos and amusement parks.

A high median income in Clayton can make it easier to afford your bills. Homes in Clayton are affordable, with prices ranging from under $200,000 to less than $250,000. The best way to find an affordable place to live is to shop around.

Buying a home can be a large investment, and you should take the time to compare different neighborhoods in order to find the best deal. Using a housing affordability calculator can help you determine how much your monthly expenditures should be, based on your marital status and family size.

Weather14°C, Wind E at 14 km/h
Population8,960 (2021)
ZIP Code08312
Area18.8 km²
Elevation37 m

Rahway #8

Located in southern Union County, Rahway is 15 miles southwest of Manhattan and five miles west of Staten Island. It is a popular bedroom community for residents of New York City.

Despite its proximity to the Big Apple, Rahway has a low crime rate, which is why it has earned the title of one of the most affordable places to live in New Jersey. In fact, the homicide rate here is much lower than the statewide average and much safer than most cities around the nation.

The most common type of violent crime in Rahway is aggravated assault, with 20 incidents reported per 100,000 people in 2019. This is significantly less than the national rate of 250 assaults for every 100,000.

Other types of crimes in Rahway include robbery and burglary. The robbery rate here is also relatively low, with only 10 incidents reported per 100,000 people. For comparison, the robbery rate in the entire country is 82 incidents for every 100,000 people.

Weather11°C, Wind NE at 18 km/h
Population29,911 (2021)
Area code Area code 732
Area10.46 km²
Elevation 7.01 m

FAQs about Live In New Jersey

What do I need to know about moving to New Jersey?

New Jersey is a densely populated state located in the northeastern region of the United States. It is known for its beaches, diverse population, and proximity to New York City. Before moving, consider the cost of living, taxes, and transportation options. Additionally, familiarize yourself with local laws and regulations.

What is an advantage of living in New Jersey?

One advantage of living in New Jersey is its proximity to major cities like New York City and Philadelphia, which offer numerous employment, entertainment, and cultural opportunities. New Jersey also has a diverse population, excellent schools, and beautiful beaches, making it a great place to live and raise a family.

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